Mumbai, July 2025 – As the Indian real estate market experiences steady growth post-pandemic, Bajaj Housing Finance Limited (BHFL) continues to stand out as a trusted player in the home finance industry. With a focus on affordability, digital convenience, and customer-centric policies, BHFL has emerged as one of the top housing finance companies in India.
About Bajaj Housing Finance
Bajaj Housing Finance Limited is a 100% subsidiary of Bajaj Finance Limited, one of India’s most diversified and profitable NBFCs. Incorporated in 2015, BHFL offers a wide range of mortgage products including:
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Home Loans
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Loan Against Property
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Balance Transfer Loans
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Construction Loans
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Lease Rental Discounting
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Developer Financing
The company operates under the supervision of the National Housing Bank (NHB) and complies with the regulatory guidelines set forth by the Reserve Bank of India (RBI).
Growth and Market Presence
Over the last few years, BHFL has reported robust growth, driven by its competitive interest rates, flexible tenures, and tech-driven services. As of FY 2024–25, the company has significantly expanded its loan book and customer base across Tier 1 and Tier 2 cities.
With a strong digital infrastructure and over 200 branches nationwide, Bajaj Housing Finance is now actively targeting first-time homebuyers, salaried professionals, and self-employed individuals with customized loan solutions.
Key Features and Benefits
Bajaj Housing Finance has become popular for offering the following benefits:
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Home Loans starting from 8.50% p.a. (as per latest updates)
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Loan amount up to ₹5 crore or more (based on eligibility)
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Tenure of up to 40 years
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Minimal documentation and quick online approvals
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Balance transfer with top-up facility
It also offers an online EMI calculator, instant eligibility checks, and a fully digital loan application process.
Regulatory Updates
In alignment with the latest RBI and NHB mandates, BHFL continues to enhance its compliance framework, improve risk management, and implement customer-friendly transparency policies. The company has also strengthened its customer grievance redressal system through multi-channel support.
Commitment to Sustainability and Inclusion
Bajaj Housing Finance has taken steps to support affordable housing under the PMAY (Pradhan Mantri Awas Yojana) scheme. It has enabled thousands of middle- and lower-income families to achieve the dream of owning a home with subsidized interest rates and inclusive credit policies.
Conclusion:
With a strong parent brand, tech-first approach, and customer-focused services, Bajaj Housing Finance is poised to play a vital role in India’s housing finance future. Whether you’re planning to buy your first home or looking to refinance an existing one, BHFL offers a dependable and transparent solution.
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